Keeping Your Head After Losing Your Job

Keeping Your Head After Losing Your Job: How to Survive Unemployment
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Google your name to find out what potential employers might be able to learn about you from your virtual footprint. Since you are going to be out job hunting, be sure your social media accounts don't cast you in an unflattering light. You might also consider hiring a professional reference-checking company, to find out if your former employer is saying something bad about you, Ballman says. Some employers request that you do an exit interview, but Ballman says they can't make you comply. She suggests not doing the interview unless the employer offers to pay you for your time.

One purpose of an exit interview is for your company to protect itself in case you later file a lawsuit. If you do have an accusation before you get the ax or quit, be sure to have those allegations laid out in writing and put into your human resources file while you're still employed, in case you opt to take action in the future. If you're fired and told to leave immediately, don't make a fuss. Leave without tearful goodbyes with coworkers or mean-spirited notes to clients. Do ask to be allowed to pack up your belongings.

You can ask the reason for your firing, but don't expect one. Unless you have a contract saying you can be fired only for cause, under federal law your employer doesn't have to give a reason for dismissing you. Some state unemployment statutes require the employer to give you general reasons layoff, discharge and so forth.

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Moreover, under federal law the company doesn't have to give you a letter or written notice of termination. Some state laws and contracts do require the company to give you a termination notice. Even more egregious, the organization doesn't have to give you a reference or even return the calls of a prospective employer. It's tempting to blast your supervisor or complain about incompetence on your way out or say something you will regret later.

Kerry Hannon is a career transition expert and an award-winning author.

7 ways to mentally bounce back after losing your job

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Be wary of signing a resignation letter. File for unemployment. Beck Award for outstanding contributions in cognitive therapy, and is the author and editor of over twenty-one books, including The Worry Cure. Get A Copy. Paperback , pages. Published September 24th by Behler Publications first published January 1st More Details Other Editions 6. Friend Reviews.

Job loss, what can you do to stay in your home if you are not working or earning any money?

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Like most self help books this is easier to read than actually put into practice. It does contain some good advice. My one caveat, the writer does suggest that: "If religion and prayer are meaningful to you, then you might join the millions of others who observe and practise their faith every day. Jan 21, Daniel Stern rated it really liked it. The main premise is that you don't have to feel like life has stopped just because you are unemployed. This was a big one for me. I pretty much felt like the only thing that mattered was finding another job as quickly as possible to prove to everyone that I wasn't a failure anymore.

The book takes a different perspective. It says that you have two main responsibilities while you are unemployed: look for a job AND take care of yourself. The author even suggests looking at unemployment as a "sabba The main premise is that you don't have to feel like life has stopped just because you are unemployed.

What Do You Do When You Lose Your Job After 60?

The author even suggests looking at unemployment as a "sabbatical," a time to focus on self-improvement and to be the best "you" you can be while you are looking for a job. You don't have to be miserable the entire time. You can take the positive coping skills you gain during this time with you to the next job. That helped re-frame things for me.

I've been sleeping better at night and have found new ways to deal with worry and rumination.

What to Do When You Lose Your Job

The author covers a lot in this book. It's really thorough and thoughtful. He helps you think through whether or not getting laid off was your fault and the difference between self-correction and self-criticism. Very insightful! The one thing I wish the book covered more was dealing with continued rejection during the job search and interview process. One of the hard things about being laid off is facing ongoing rejection when your confidence is already low.

The author seemed more focused on helping unemployed people who were basically doing nothing at all but sitting around the house worrying. If you do not receive any warning about the job loss, the need to act quickly is of paramount importance. The chances are your mortgage repayment is your single largest monthly commitment. It, therefore, makes sense to make this your top priority. Unless you have insurance that covers unemployment and pays your mortgage for you, you will either need to find the money to cover your repayments, reach an interim agreement with your loan provider or find a different solution.

You might be able to arrange an interim solution, such as a payment holiday. The provider will give you advice on what to do next, and how to avoid losing your home further down the line.

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Financial institutions have a legal responsibility to help you keep your home, so be completely upfront and honest. These policies cover you for redundancy, so they should be your first port of call.

However, most of these policies have a time limit, so you need to claim as quickly as possible. Contact your mortgage provider, your credit card companies, your bank and any institution with whom you have a loan to see if you have payment protection.